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Asset Classes

CogoFi™ clients have access to consumer loans in three different consumer asset classes:

Asset class - Home Improvement - An icon of a house with a percent sign next to it.
Asset class - Auto - An icon of a car with a percent sign next to it.
Asset class - Elective Medical/Dental - A heart with a heartbeat line inside of it.

Home Improvement

Auto

Elective Medical/Dental

Asset class - Home Improvement - An icon of a house with a percent sign next to it.

Home Improvement

Asset class - Auto - An icon of a car with a percent sign next to it.

Auto

Asset class - Elective Medical/Dental - A heart with a heartbeat line inside of it.

Elective Medical/Dental

Home Improvement

Much of the opportunity is with homeowners at the higher end of the FICO credit spectrum. CogoFi sources loan applications from FinTech and other aggregators that collectively reach more than 200,000 home improvement contractors across the country.

Asset class - Home Improvement - A house is being painted with a ladder on the roof.

Auto

CogoFi generates auto loan applications directly via sourcing relationships with more auto dealers. and via auto loan aggregators. Our technology platform is integrated with DealerTrack, RouteOne and others for maximum efficiency and market reach.


Within the auto segment, CogoFi clients can access a unique first-time/thin-file/ITIN program that offers 36 months of default payment protection to lenders, buyers and investors. This solution is ideal for a desirable but underserved market demographic that represents good credit risks but lacking a traditional credit history.

Asset class - Auto - A row of cars are parked in a parking lot.
Asset class - Elective Medical/Dental - A woman is looking at her teeth in a mirror at the dentist.
Asset class - Elective Medical/Dental - A woman is looking at her teeth in a mirror at the dentist.

Elective Medical/Dental

CogoFi sources loan applications from FinTechs and other aggregators that work directly with medical and dental providers to provide a range of patient financing options for elective procedures. Specific sub-segments are chosen carefully by our partner to mitigate risk. 



Asset class - Elective Medical/Dental - A woman is looking at her teeth in a mirror at the dentist.

Speak with a member of our team to learn more! 

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