Loan Sources

The good news is that you’ve established a firm foothold aggregating consumer demand for loans in home improvement, auto and/or elective medical/dental markets, generating hundreds of millions of dollars’ worth of applications each month. The bad news? You’re challenged in finding reliable and creative lending partners with sufficient capital to fund all those applications through the ups and downs of liquidity cycles and limited balance sheets.

Let CogoFi™ provide financing relationships on your behalf, acting as an extension of your capital markets team and working with multiple lenders and institutional buyers.  Connect to CogoFi once and access multiple financing relationships to create an immediate multi-source financing strategy.

CogoFi:

• Identifies, builds and maintains relationships with multiple sources of financing for loan applications
• Connect with CogoFi once and access multiple financing sources
• In the full outsource model, applications are sent automatically to CogoFi for processing
• Verifying all consumer information
• Checking credit and underwriting to the lender’s specified criteria
• Conditionally approving/denying applications
• USAPatriot Act Compliance, AML, BSA, KYC checks
• Seeking additional information if needed
• Funding via our lender relationships